What is spam ?
Spam represents unwanted Online communication in the form of overflowing the internet with the same message with the use of electronic systems that send out bulk messages as an attempt to force a message on individuals who would not choose to receive it willingly.
The most popular form of Spam would be unwanted mail, but in addition to you also get instant message Spam, text spam and spamming on social networking sites like Facebook and Twitter. Additional more complicated forms of spam include; search engine as well as blog spam and spam within online classified ads and file sharing Networks.
Email spam lists are created in a couple of ways but the basic methods would be by stealing or buying mailing lists, searching the internet for addresses or by scanning regular postings. Email list is sometimes created in the form of subscribing to a product, updates or general information, on the other hand the users get Spammed rather than the information they expected to receive, and this type Would also fall under the term graymail.
To the highest degree spam would be based around the advertising of useless products or promotion from get rich schemes or even online scams, therefore spamming had become the subject of legislation in several jurisdictions.
Spam is harmless unless you respond to it and buy into the advertising and scams, the annoying part would only be that your inbox gets flooded up with junk, therefore I would recommend the use of email software with built in spam filters like Gmail.
An individual who creates electronic spam is called a spammer.
Below are examples of spam messages :
What is phishing?
Phishing is e-mail Fraud that acts out to acquire personal Information like usernames, passwords and credit card details by misleading the reader as a trustworthy company that only require a basic action from the user, like updating of account information. The perpetrator would send out legitimate-looking e-mails as an attempt to accumulate the financial or personal information from users. Phishing websites and emails are configured to steal money or identity by installing malicious programs on your computer or Will you fill out a form.
Normally phishing would be carried out by e-mail spoofing and the emails can contain links that’s infected with malware. Phishing mail can be hard to spot sometimes, for these websites, Forms and inquiries appear very close to the real deal and it seems like it comes from well known sources like eBay, Yahoo and PayPal to only name a few.
Have suspicion when Receiving official-looking messages that prompt for updates on your finances or personal information, in addition to go directly to the organization’s web Site or call them directly to find out if the request is legitimate or not.
If you’re sent a link in a suspicious message do not click on it but rather hover over it to see if the Address matches up with the link that was typed into the message, as these links most likely lead to infected content.
Threats are used to getting you into action and they will use any line for instance; “warning your security has been compromised” or “your password had changed” – These are fake alerts to create panic and therefore immediate action from the recipient. Fraudulent mail are well concealed with graphics and slightly altered web addresses that resembles well known companies and sometimes looks like the real deal.
If you suspect you have been phished, forward the e-mail to firstname.lastname@example.org
This is an example of a phishing warning from my mail filters
What is identity theft?
Identity theft is another form of phishing fraud and results in the loss of personal information like Financial data, credit card numbers, user names and passwords. This information is used in a couple of methods like the intention to pose as someone else, or even worst to obtain the financial information to obtain merchandise, credit and services by using the victims name and credentials.
The crimes committed by The thief is often attributed to the victim, and legal advice would be required costing even more money and a possible lost of reputation in the long run. In many instances the selective information gets used for immigration purposes and you might just find yourself living in two countries at the same time.
In the past Identity theft was limited to stealing mail from mailboxes, but now it had moved online and enormous amounts of people get scammed. The only way to stop this would be to not participate and always be suspicious of mail and strange opt in forms. Never give personal information no matter how tempting it might be, these con artists are making a living doing it, and they are experienced in what they do.
An example of another warning message from Google :
What are ‘Nigerian 419’ scams?
Nigerian, or 419 scams make up to be one of the most common types of fraud these days online, but they can also be received via a letter or fax. Scammers usually contact their victims by email and offer them a share in a large sum of money that’s needed to be transferred out of their country, most of the time it would be for Millions of dollars making it irresistible to refuse.
These scammers make’s up stories to draw you into the position to feel sorry for them, and will tell victims anything from money that’s been trapped in foreign bank accounts or Inheritances that are difficult to access because of abuse, government restrictions and tax laws within their own country. Scammers will ask you to transfer money or give them banking your banking details in order to help them transfer their money into the victim’s account, there are always fees and charges for the transfers and sometimes start out as very small amounts, and as soon as payment had been made, they will come up with new excuses and new amounts and this will usually drag on as long as you play in their favor.
You will never receive the Money since it does not exist, and you can also become a victim of identity theft. Also keep this important factor in mind – Money laundering is a crime, and if you help out the scammer you could get into trouble yourself with the law, when reporting that you had been scammed. If someone approaches you and ask with help transferring money out of their country, throw away the letter or delete the email, better safe than sorry.